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Welcome to the Gelardi Team!

Whether you are looking to get pre-qualified for a purchase mortgage or are looking to refinance your existing mortgage, we can help. C2 Financial is the largest Mortgage Broker in CA (Scotsman Guide) with nearly 100 lender relationships, giving me access to a better combination of loan options and interest rates than anywhere else! We are renouned for fast closings, great rates and great service!


ryan gelardi

Ryan Gelardi
Mortgage Consultant
NMLS #247378 | BRE #01799129

We also have our own Mortgage Branch, conveniently located in an outdoor shopping mall at the corner of Governor and Regents within University City, cornered between La Jolla, UTC and Clairemont.

I pride myself on providing the best combination of interest rates and service – not just in San Diego, but anywhere! Being “the best in the business” is not a claim I take lightly, as I’ve worked hard to position myself to be the best and I work hard on each and every transaction to prove it! This is achieved by always placing my clients’ best interests first and though working harder and smarter than anyone else.  I have a Business and Economics Degree from UC Santa Barbara, I’m licensed not only by Department of Real Estate but also through the National Mortgage Licensing System…and have completed a host of lender- and industry-specific training to ensure I am the most knowledgeable lending resource for my clients.

Please visit my reviews on YELP, Angie’s List, Zillow and LinkedIn!

Discover Why C2 Financial…


Thanks for visiting C2 Financial. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist you in meeting your real estate goals.

Click here for more information about C2 Financial