Client Testimonials

  My wife and I hadn't purchased a home in over 20 years. We were introduced to Ryan, and he guided us seamlessly through the process of applying -and being approved for -a jumbo loan. We were looking for a short escrow, and with Ryan's professionalism, attention to detail and amazing work ethic, we were able to obtain this loan and close escrow in 30 days- at a great rate. I highly recommend Ryan's services. It doesn't get better than this!

  Ryan was professional and went above and beyond working with me. He found me a great interest rate and made the whole process easy. He answered any questions I had, and explained everything thoroughly. I highly recommend Ryan and his team. I hope to use his services again one day.

  Very happy with my experience with working with Ryan. I didn't have any experience with buying real estate or the mortgage process. Finally found a place that fit our needs. The seller that was moving and looking to close fast. Ryan was great at communicating to me what needed to be done and when. He was always available to answer questions and keep me informed on the stuff I wasn't familiar with. The process was smooth and I will definitely stick with Ryan if I get the chance to purchase real estate again.

  This was my 4th time refinancing with Ryan and each time it gets better and better! He's a pro and as good as it gets. If you're looking for a new home loan with a short close, a refinance with no time frame or anything in-between, his knowledge of the market, customer service and overall structure makes him a pleasure to work with. I highly recommend working with Ryan and have sent 5 other people to him, all of which also gave him outstanding reviews.

  I have worked with Ryan and C2 Financial for multiple purchases and refinances over the years and I had great experiences every time. Ryan is very thorough and he makes sure that the process goes as smooth as possible. It makes the process a lot easier when you have someone very detailed and organized like Ryan helping you out. Ryan was able to prepare us for any issues that could arise while trying to obtain financing and I always felt like he was looking out for my best interest. I would recommend Ryan and C2 Financial to anyone that is looking to buy a house or refinance a house they currently own.

  I recently refinanced with Ryan; he was extremely attentive, and answered every question I had. This wasn't my first refi, but it was my first refi with the VA. Ryan was extremely knowledgeable with working with the VA and made it a smooth and easy experience (the VA wanted WAY more info than a traditional refi lender!). I would definitely recommend Ryan and his staff...quick, easy, and painless refi! Thank you Ryan!

  Ryan is a Financial Genius. He's helped me save money on my mortgage, pay off debt and increase my Credit Score. Easy to work with, honest and he makes sure you understand every step before you sign. Thank you Ryan!

Bobby

  Looking to refi my House after 5 years.. I found Ryan/C2 Financial on YELP with 5 Stars. Initially I was going to use an Online website to refi but the feeling of being face to face with a person handling such a big transaction made me more comfortable. Ryan explained the process (idiot proofed it for me) and in 30 days we closed to avoid another month of interest from the BofA... This refi was financial life changer. To this day Ryan still reaches out to me letting me know what the market looks like and where I can save money on my home. Ryan is the go to guy when it comes Mortgage Loans and I would recommend him to anyone looking.

From me and my Family.. Thank you Ryan.

Bobby

  Ryan is fast to respond and on top of everything. We did a refi with him and had quite a few roadblocks along the way (not Ryan's fault) and he just did what he could to knock those blocks down. He was quick to contact (email or call) us when there was something and quick to respond when I had we had questions. There were a lot of technical terms and nuances involved and he does his best to answer questions.

  I stumbled on to Ryan by accident as I was looking for another broker I had talked to in San Diego. I am so glad I hooked up with Ryan.
The guy does what he says he will do...closed our loan in 21 days with our loan costs being exactly what he told us they would be. Ryan has a great support staff, everyone returns phone calls emails immediately and
overall turns a usually stressful situation into a very manageable one.
We would use Ryan Gelardi again with no hesitation.

  I can't recommend Ryan Gelardi enough. Ryan's knowledge, expertise, attention to detail and patience made the complicated home purchase so much easier. A few years ago, he helped me with my first home purchase taking the time to explain all the nuances of the process along the way. He was always on top of all the details and I never had to worry about something falling through the cracks. He even contacted me several months after the close of my home to let me know I could refinance at a lower rate. I can't tell you how much I appreciated him looking out for my welfare even after our business had concluded. Since, I have used his services again and he went above and beyond--looking out for my best interests--I wouldn't go to anyone else.

  Ryan has helped me with several transactions over the years; from purchasing homes to refinancing. Each time, he has been nothing but the very best. Super responsive to all of our concerns and always provides us with accurate information. Also, he is an expert of the VA loan guarantee process. Simply put, Ryan is the only person I've ever trusted in the business of home loans and I recommend him to anyone looking to buy a home. Thanks again Ryan for a job well done!!!!

  Ryan helped in my refinancing in 2017. He worked efficiently and was able to complete the work in very short time, even if there were some hitches on my side. It was a pleasure working with him and his team as I only needed to feed my materials and was protected from the tedious paperwork and communication with the third parties.

  Ryan was the BEST POSSIBLE, go-to source for all of our mortgage needs! We worked with a couple different brokers to start out and quickly found out that Ryan was ahead of the pack, and passionate about helping us reach our goals. My wife and I are first time military home buyers and he was very transparent and helpful teaching us about all our options, aligning completely with our goals, and he ended up getting us an absolutely incredible rate with minimal fees!!! Ryan was on top of things every step of the way, keeping us on track and he was always available and kept in touch with us throughout the whole process. The rate he was able to secure for us has made a huge impact! We can't thank Ryan enough for his hard work on our loan. 5 stars just doesn't do it justice. With the rate and credits he got us and the service he provided he gets an A+++ must use grade! Don't hesitate to contact Ryan for all your mortgage needs!

  Ryan helped me through my first home buying experience and he was fantastic to work with! He took the time l to make me feel comfortable with the processes, gave me a clear road map, and made himself available to help with rate scenarios whenever the need came up. Ultimately I choose Ryan because he was the most professional and helpful person I found, but he also had the best rates and saved me a few thousand dollars over the other lender I was working with. A+ thanks again Ryan for all assistance!